Budgets and Statements

Client guides

Whether buying your first home, buying to let, or remortgaging it’s a big commitment. This guide aims to help you understand what you need to think about making you feel more confident about your financial decisions
Whether buying your first buy to let property, adding to your property portfolio or remortgaging, this guide tackles the main considerations.
Whether buying your first home, or a homeowner looking to move, Help to Buy schemes help people take steps to buy a home.
This guide provides a broad outline of inheritance tax and estate planning.
This guide seeks to provide some information about how we could help you with your investment planning.
This guide seeks to provide some answers to questions you may have about investing for children.
This guide explains the types of life and protection insurance available and how they can offer you valuable peace of mind.
This guide explains what you need to know when buying home and contents insurance, and how we can help you through the process of choosing the right policy.

Portfolio updates

Rebalancing a portfolio back to its original asset allocation on a regular basis, can help generate improved returns and decrease risk over the medium to long term
Morningstar provides an update to the Openwork Investment Committee each quarter about our range of Recommended Funds and how some of these are blended together in the Portfolio of Funds that we may have recommended you invest in. The Openwork Investment Committee has considered the latest information and the following summarises the key points.
This brings together the Omnis market outlook with some context around 2018 market performance, illustrating how looking back, there are far more good years than bad, reinforcing one of the core investment messages you use of taking the longer-term view.
This highlights the key findings of analysis undertaken by Fundhouse, one of the external research companies than support our Investment Committee, on the performance of the Omnis funds, pointing to the strong medium to long-term performance of our chosen fund managers.


Data from a large survey of individuals and households has discovered that those who received financial advice subsequently ended up with, on average, £13,424 more in financial assets and £27,657 more in pension wealth than those who didn’t receive advice.
We can provide expert guidance, support and service across all aspects of your financial planning.

Home and content insurance 

Did you know? The average value of contents in a three bedroom family home is estimated at £55,000. Go through every room - including the loft, garage, cellar and shed - and write down the cost to replace every item.

UK News

The Scottish government u-turn follows an outcry over the downgrading of 125,000 results.
National Union of Students says Scotland's exam changes must be applied to A-levels for fairness.
The number of people employed between April and June fell by the most since the financial crisis.
This is on top of the 4,000 announced since May, meaning the retailer will have cut a third of its staff.
Health minister Edward Argar says it is "evolving and flexing", amid plans to cut 6,000 contact tracers.