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The mortgage market can be extremely daunting and complex. Each lender has different criteria and approaches.

At Eames Laurie we understand how stressful mortgages can be and we offer an individual one-to-one service to ensure consistency through the process. We can help you to find the right mortgage product so your dream home can become a reality.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Some buy to let mortgages are not regulated by the Financial Conduct Authority.


We will ask lots of questions to understand your financial situation, explain what your mortgage options are and help you get a decision in principle.


We will submit your mortgage application to the lender along with all the evidence they require to prove you can afford your new home.


We will liaise with the lender and solicitors on your behalf to get your mortgage offer, enabling the purchase and completion of your new home.


We will notify you when your mortgage product term is ending. We'll give you options for a new product term to ensure you take advantage of some of the best mortgage rates available throughout your mortgage.

Buying a home is a big financial decision

Your income and outgoings, and your deposit makes a difference to the mortgage products we can offer you. Whether you’re looking to buy your first home, remortgage, or purchase a property to let, Eames Laurie are here to support and guide you through the entire mortgage process.

Eames Laurie must check that you can afford your mortgage repayments now and in the future. To do this we will need information about your income and outgoings. You will have to tell us if you expect your income and outgoings to change in a way that means you’ll have less to spend on your mortgage payments. You will also need to give your mortgage lender evidence of your income.

"Great communication, really quick response time and a pleasure to deal with"

A huge thank you to the team at Eames Laurie for all their hard work sourcing me a great deal on my mortgage so quickly. My circumstances meant that it was a slightly rockier road than their regular customers, even still, they were there every step of the way with some great advice on how to navigate smoothly through these issues.

Great communication, really quick response time and a pleasure to deal with, above & beyond, 5 stars from me.

G Hargreaves, Artificer Sergeant Major, British Army (05/04/22)

It can be daunting when faced with a big financial decision such as buying a home.

Whether you’re looking to buy your first home, re-mortgage, or purchase a property to let out, we are here to support and help you make the best decision.

600+ mortgages managed

We've managed over 600 mortgages since 2012.


Investing in property

Whether it’s income to support you through retirement, an investment at any point in your life or simply a way to cover the costs of property you’re not ready to sell, there are many good reasons why a buy to let mortgage might be right for you.

The cost of moving home

When you’re thinking about buying a home, there are a lot of additional costs to understand and plan for in your budgeting. It does all add up. And, as well as talking you through your mortgage options, our advisers can help you to understand the details and introduce you to other services, including valuations and conveyancing.

Once you’ve made an offer on a new home, it’s a good idea to book a survey, the price of which will vary based on the type of survey and the condition of the property. You’ll need to account for conveyancing, estate agency and removal fees, alongside buildings insurance.

Protecting your investment

Once you’ve purchased your property, it’s important you’ve protected it too. Unexpected challenges can happen in life that can have a dramatic impact on your circumstances. That’s why it's vital that you and your family have the right protection in place. How would you pay your mortgage if you were no longer able to work?

We can help you to protect yourself, your family and your new home should the worse happen.

  • Content insurance protects your household goods and personal property
  • Critical illness insurance pays out a lump sum if you’re diagnosed with a specified critical illness
  • Income protection pays out if you’re unable to work for a long period of time as a result of illness or disability
  • Life insurance pays out a cash sum to your family if you die unexpectedly

Unlocking the value of your home

Equity release allows older homeowners to access some of the value tied up in their homes. You can take the money as a cash lump sum or in several smaller amounts. People often choose this option to supplement their retirement income, make home improvements or help children or grandchildren get onto the property ladder.

This form of lending is most suitable for those over 65, however, it’s possible to do this if you are over 55. It is important to understand that these are lifetime mortgages and to understand their features and risks, you will need to have a personalised illustration.

A lifetime mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.

The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.

Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead. This is a referral service.

" I couldn't be happier with the service I received."

I couldn't be happier. I needed a mortgage that would suit my financial situation and that wasn't easy post pandemic. Klaudyna was absolutely amazing at helping me find a mortgage tailored to me. She communicated with me every step of the way, and never made me feel like my goal to be a homeowner was out of reach. I couldn't be happier with the service I received.

A Mcknight, Swindon (06/06/22)

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Buying your dream home just got easier.

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